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Credit is the future!

  • Home
  • SERVICES
  • FAQ
  • Pricing
  • Monitoring Service
  • Credit Cards Offers
  • Shop

Frequently Asked Questions

1. How long does it take to fix my credit?

At Credit Is The Future, we take pride in repairing your credit as quickly as possible. All credit is not created equal, so in most cases you will see progress within the first 45-60 days after enrolling in our Credit Repair Program.

2. Will items reappear?

Items cannot come back as long as the item is current or paid at the time of removal or if the collection is older than three years. This holds true except in very rare circumstances.

3. What items can you help me get removed?

With our assistance and document processing, our clients have had great success with bankruptcies, foreclosures, collections, charge-offs, repossessions, medical bills, credit card debt, inquiries, late payments, old addresses,judgments, tax liens and student loans.judgments, tax liens and student loans.

4. What are the names of the 3 major Credit Bureaus?

Equifax, Experian, and TransUnion.

5. How long does information remain on my credit report?

Credit bureaus report credit information for a period of seven (7) years. Some states have special provisions for collections and paid liens. Chapter 7, Chapter 11 and Chapter 13 Bankruptcies are each reported for 10 years and the date is measured from the date of the filing.

6. Why should I use a Credit Repair Company?

The most common reasons are that individuals either have already tried themselves with limited results, or they just don't have the time to undertake this task. If you decide to use us, you can be assured that you will be receiving the best assistance and service possible. late payments, old addresses, judgments, tax liens and student loans.judgments, tax liens and student loans etc.


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